We founded EquityCoreTrust with a single conviction: banking should be fast, fee-free, accessible to everyone, and work seamlessly across borders.
For decades, traditional big banks have penalized ordinary savers with overdraft fees, account maintenance charges, and predatory exchange rate markups while paying 0.01% on hard-earned savings.
We replaced bureaucratic branches and legacy mainframe tech with cloud-native financial infrastructure. The result? We pass those savings directly back to you through 5.25% APY high-yield automated vaults, zero hidden fees, and instant global settlement.
Zero asterisks, no fine-print traps. You always know exactly what you pay and earn.
FDIC insurance up to $250,000, 256-bit AES encryption, and AI fraud monitoring.
Sign up in 2 minutes, transfer in 30 seconds, get support in 60 seconds.
How EquityCoreTrust safeguards every dollar deposited on our platform.
EquityCoreTrust is a financial technology company, not a bank. Banking services are provided by our chartered banking partner, Coastal Community Bank, Member FDIC. When you open a EquityCoreTrust account, your funds are deposited into an omnibus custodial account at Coastal Community Bank.
Your deposits are eligible for FDIC insurance coverage up to the standard maximum of $250,000.00 per depositor, for each account ownership category. This protection applies against the insolvency of the partner bank.
The EquityCoreTrust Visa® Debit Card is issued by Coastal Community Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted globally.