Your Goals.
Our Priority.
EquityCoreTrust gives you the power to bank smarter, spend freely and grow faster. Secure, simple and built for your lifestyle.
Secure Banking
Your data and money are always protected.
Instant Transfers
Send and receive money in seconds.
Mobile Banking
Bank from anywhere, anytime.
Debit & Credit Cards
Spend globally with zero hassle.
Save & Invest
Build your future with smart tools.
24/7 Support
We're always here for you.
Deposit
Transfer
Pay Bills
Access Your Money Anytime, Anywhere
With EquityCoreTrust ATMs, you can withdraw, deposit and manage your account 24/7 across the country.
Banking in your pocket
Download the EquityCoreTrust mobile app and enjoy a seamless banking experience on the go.
Trusted by Millions
Join thousands of happy customers who bank differently with EquityCoreTrust. FDIC insured up to $250,000.
Send Money Worldwide with Zero Hidden Fees
Real mid-market exchange rates, transparent pricing, and instant transfers to over 160 countries.
One Card. Infinite Freedom.
Choose between sleek physical metal cards or generate instant disposable virtual cards for ultra-secure online checkout.
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Up to 5% Cashback automatically credited on dining, travel, and online purchases.
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Zero Foreign Transaction Fees anywhere Visa/Mastercard is accepted globally.
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Instant Biometric Freeze with one tap directly inside the mobile application.
Grow Your Money with 5.25% APY
No lock-ins, zero penalties, and daily interest paid straight into your EquityCoreTrust vault.
Calculated based on daily compound interest at 5.25% APY. EquityCoreTrust deposits are protected up to $250,000 via our FDIC-insured banking network.
Powerful Micro-Banking for Modern Entrepreneurs
Scale your business globally with multi-currency accounts, automated team payroll, and smart invoicing.
Automated Invoicing
Send branded invoices in 30+ currencies with built-in instant payment links and automated reconciliation.
- โ Multi-currency payment links
- โ Auto-reminders for unpaid clients
- โ Instant Stripe & PayPal sync
Team Payroll & Cards
Issue corporate physical & virtual cards with custom spending limits, receipt upload, and one-click payroll.
- โ Granular limits per employee
- โ Automatic tax deduction filing
- โ Real-time expense monitoring
Accounting Integrations
Sync automatically with QuickBooks, Xero, FreshBooks, and NetSuite without manual bookkeeping headaches.
- โ Real-time bank feed sync
- โ Zero CSV export chores
- โ Export auditor-ready reports
Emergency Cash & Micro-Loans in 60 Seconds
No paperwork, zero collateral required, and competitive rates starting from 8.9% fixed APR.
Soft credit check only. Checking your pre-approved rate does not impact your credit score. Funds disbursed instantly upon digital signature.
Your Protection is Our Absolute Mandate
We deploy institutional-grade cryptographic safeguards and regulatory compliance to keep every penny safe.
FDIC Insured
Your deposits are insured up to $250,000 through our partner banking institution, Member FDIC.
AES-256 Encryption
Military-grade end-to-end encryption secures your transactions, sensitive keys, and personal records.
AI Fraud Sentinel
Real-time heuristic models detect anomalous behavior in milliseconds, preventing unauthorized charges.
Zero Liability Guarantee
You are never held responsible for unauthorized transactions made on your EquityCoreTrust virtual or physical card.
Everything You Need In One Fluid App
Explore the EquityCoreTrust mobile app features interactively below.
Intuitive. Ultra-Fast. Built For Your Pocket.
No clutter, no legacy banking waiting queues. Manage accounts, send money with phone contacts, generate single-use online cards, and track expenses with automated intelligence.
Up and Running in Under 2 Minutes
No long forms, no branch visits, and zero paper documentation required.
Sign Up in 2 Minutes
Enter your phone number and take a quick selfie to verify your identity instantly via AI biometric scanning.
Instant Virtual Card
Get an active digital EquityCoreTrust card ready to connect with Apple Pay or Google Pay within 10 seconds.
Fund & Transact
Link any debit card, bank account, or receive salary deposits directly to begin earning 5.25% APY compounding.
Turn Expenses into Actionable Insights
EquityCoreTrust automatically groups your spending into intuitive categories, detects duplicate subscriptions, and forecasts your month-end cash balance.
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Subscription Tracker: Detects price hikes on Netflix, Spotify, or utility bills automatically.
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Spare Change Round-ups: Invest the leftover change from every swipe directly into S&P 500 or Gold.
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Predictive Cash Flow: Receive alerts before bills are due so you never incur overdraft fees.
Loved by Over 2.4 Million Customers
Discover why consumers and business founders choose EquityCoreTrust over traditional banks.
Frequently Asked Questions
Everything you need to know about EquityCoreTrust accounts, security, cards, and rates.